Vendor and Supplier Finance
VENDOR AND SUPPLIER FINANCE
CAPITAL YONO assists eligible vendors and suppliers in exploring finance against accepted invoices raised on large corporates, rated companies, PSUs and established anchor buyers. Earlier receipt of payment may improve supplier cash flow and the procurement cycle.
Funding Terms
- Generally 80% to 100% of accepted invoice value, subject to the financier structure. Indicative pricing is 8% to 16% p.a.; generally 30 to 180 days. Initial onboarding is approximately 5 to 15 working days. With-recourse or without-recourse arrangements depend on the anchor, financier and signed facility terms.
Who May Enquire
Who may enquire
- Suppliers with a genuine B2B relationship, accepted and undisputed invoices, suitable anchor buyers, satisfactory compliance and credit conduct, and receivables available for financing or permitted assignment.
Documents to Keep Ready
Documents to keep ready
- Supplier KYC, GST and applicable Udyam details; financials and banking; anchor or buyer information; contract or PO; invoices, supply evidence and acceptance; receivables ageing; current finance and assignment details.
How It Works
How it works
Identify the supplier and anchor; check invoice and programme eligibility; complete onboarding; obtain accepted invoice funding within available limits; settle according to the approved collection arrangement.
Frequently Asked Questions
Is this only reverse factoring?
No. Supplier funding may be assessed through different approved structures. Buyer-led reverse factoring has its own programme participation and payable approval requirements.
Can PSU suppliers enquire?
Yes, subject to buyer, transaction and financier eligibility.
Is every accepted invoice financed at 100%?
No. The advance percentage and availability depend on the approved programme.
Discuss Your Funding Requirement
Related products
Discuss Vendor and Supplier Finance
All funding, rates, fees, advance percentages, tenure, security, recourse and timelines are indicative and depend on the financier, buyer and seller profile, transaction quality, available limits, documentation, appraisal and approval. CAPITAL YONO facilitates preliminary assessment and coordination; sanction and disbursement are not guaranteed.
Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.