Unsecured Corporate Term Loan
NBFC Funding for Eligible Mid-Sized & Corporate Companies
Explore unsecured corporate term-loan opportunities of up to ₹50 crore for eligible businesses with an external credit rating of BBB- and above.
- Funding Up to ₹50 Crore
- External Rating: BBB- & Above
- Funding Source: NBFCs
- Structure: Unsecured Corporate Term Loan
Product Overview
Corporate Funding Without Mandatory Property Mortgage Under the Applicable Unsecured Facility
Capital Yono assists eligible mid-sized and corporate companies in exploring unsecured term-loan facilities from relevant NBFCs. The proposed funding may be evaluated against the company’s external credit rating, financial performance, existing borrowings, proposed use of funds and the financing institution’s criteria.
An unsecured facility does not automatically mean that every contractual undertaking or guarantee is waived. Final security, covenants, repayment and documentation requirements are determined by the lender.
Key Features
- Up to ₹50 Crore
- BBB- & Above
- Eligible NBFCs
- Business & Corporate Funding
- Other commercial and eligibility terms will be communicated following preliminary screening and lender assessment.
Who May Apply?
- Relevant external credit rating of BBB- or above.
- Financial statements and borrowing profile available for assessment.
- Clearly defined business purpose and proposed facility amount.
- Satisfactory review under the relevant NBFC’s product, credit and compliance criteria.
This product is intended for eligible mid-sized and corporate businesses with an external credit rating of BBB- or above and a documented business funding requirement.
Funding Purposes
Eligible business liquidity, corporate operations, expansion or other business purposes may be considered where permitted by the selected NBFC product and transaction terms.
Preliminary Documents
- Company KYC and constitutional documents; latest available external credit-rating letter/report; audited financial statements; latest provisional financial information where applicable; GST and ITR records; banking statements; existing loan details; promoter/director information; brief funding requirement and use-of-funds note.
FAQs
What is the indicative funding amount?
The approved product presentation is funding up to ₹50 crore, subject to the NBFC’s assessment and final approval.
What external rating is required?
An external credit rating of BBB- or above is the stated preliminary rating criterion for this product.
Is immovable-property collateral mandatory?
This is presented as an unsecured corporate term-loan opportunity. Any other applicable contractual undertakings, covenants or guarantees are determined by the funding institution.
Can a company apply without a current rating report?
It may share a preliminary enquiry, but assessment under this particular product depends on the stated external-rating criterion and any lender-specific requirements.
Are approval or disbursement guaranteed?
No. Funding is subject to eligibility, due diligence, lender appraisal and final approval.
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Explore Unsecured Corporate Funding
Share your company profile, external rating and funding requirement for a preliminary review.
Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.