Secured & Hybrid MSME Finance
Flexible Security Structures for Eligible MSME Requirements
Explore business credit using eligible immovable property, movable assets or an approved combination of partial security and applicable credit-guarantee support. The lending institution determines the final security package and credit limit.
Key Funding Features
- Structure: Secured or Hybrid
- Facilities: Term Loan / CC / OD as Applicable
- Collateral: Eligible Property or Other Accepted Security
- Guarantee: Where Eligible and Permitted
- Limit and Tenure: Subject to Lender Appraisal
Funding Purpose
What This Funding May Support
- Working capital requirements and enhancement
- Plant and machinery investment
- Project expansion and approved business requirements
- Eligible existing-facility takeover or restructuring assessment
Preliminary Eligibility & Structure
Preliminary Eligibility & Assessment
- Active legitimate business and acceptable repayment profile.
- Security value, ownership and enforceability reviewed where property is offered.
- Guarantee availability only for eligible facilities and current schemes.
- Hybrid structures must not be marketed as automatically collateral-free.
Documents to Keep Ready
Documents to Keep Ready
- Entity/promoter KYC, GST/Udyam where applicable
- Financials, bank statements, existing sanctions and debt details
- Collateral title/valuation/tax records, where applicable
- CMA/DPR and quotations according to purpose
Frequently Asked Questions
What is hybrid MSME funding?
It may combine eligible partial security and an applicable guarantee-backed facility, subject to the institution’s product and scheme rules.
Is 100% property cover necessary in every case?
No universal percentage applies; coverage is facility- and lender-specific.
Can an existing bank facility be taken over?
Eligible proposals may be assessed using outstanding balance, security, account conduct and the proposed facility.
Conversion, SEO & Application
Discuss Your Secured & Hybrid MSME Finance Requirement
Share your business or project details to start a preliminary funding assessment with Capital Yono.
Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.