Private Credit or Venture Debt
From AIFs or Family Offices
Explore primarily secured and structured financing for eligible established businesses seeking expansion, capacity enhancement, working capital, project execution or strategic growth capital.
- Indicative Funding: ₹5–₹500 Crore
- Minimum 25% Eligible Property Collateral
- Indicative Tenure: Up to 5 Years
- Moratorium: Up to 2 Years, Where Applicable
Product Overview
Structured Capital for Established Corporate Requirements
Capital Yono assists eligible businesses in evaluating Private Credit or Venture Debt opportunities from AIFs or Family Offices. Relevant funding structures may support expansion, capacity enhancement, working capital, project execution and other approved strategic requirements.
These arrangements are primarily secured or otherwise structured. Actual facility classification, covenants, repayment and security package depend on the selected funder and transaction; Private Credit and Venture Debt must not be described as legally identical in every case.
Key Funding Features
- ₹5–₹500 Crore
- AIFs or Family Offices
- Up to 5 Years
- Up to 2 Years, Where Applicable
- Transaction-Specific Structures
- Primarily Secured / Structured
- The displayed range and tenor describe the relevant Private Credit / Venture Debt offering. Final terms depend on funder criteria and transaction appraisal.
Security Structure: Important
- Eligible listed or unlisted shares.
- Receivables and other eligible cash-flow-linked assets.
- Movable assets and plant and machinery.
- Debt Service Reserve Account (DSRA), where required.
- Other customised or transaction-specific securities.
For the applicable Private Credit offering, a minimum 25% collateral coverage through mortgage of eligible immovable property is required.
Minimum collateral, title verification, valuation, existing charges and supplementary security remain subject to the selected funder’s detailed assessment. Do not market this offering as automatically collateral-free.
Additional collateral or support may include, as accepted under the financing structure:
Preliminary Business Eligibility
- External credit rating: BBB- and above.
- Annual turnover: ₹200 crore or above for the relevant offering.
- Defined business funding requirement and use of proceeds.
- Available eligible immovable-property collateral for the stated mortgage coverage.
- Financial information, debt profile and repayment capacity available for review.
The source offering is directed at established businesses with stronger credit profiles. The following are preliminary route-specific screening parameters, not universal criteria for every AIF or Family Office:
Funding Purposes & Industries
Expansion; capacity enhancement; working capital; project execution; strategic investments, where acceptable to the financing institution.
Manufacturing; healthcare; renewable energy; infrastructure; technology; services and other eligible sectors.
Preliminary Documents
- Entity and promoter KYC; last three available years’ audited financial statements; latest available provisional financials; credit-rating report; banking and debt statements; project/business profile; detailed funding use; projected cash flows or CMA/DPR as relevant; collateral ownership/title and valuation; existing charge details; corporate approvals as applicable.
FAQs
Is property collateral required?
For the applicable offering described here, at least 25% collateral coverage through mortgage of eligible immovable property is required. The final security package is decided by the funder.
Is Private Credit available without any collateral?
This particular offering must not be presented as collateral-free. Other market transactions can have different structures, but they are not part of the collateral requirement stated for this product route.
What is the funding range?
The indicative range for the relevant offering is ₹5 crore to ₹500 crore, subject to the funder’s underwriting and approval.
Are Private Credit and Venture Debt exactly the same?
They are grouped on this website to help businesses discover relevant structured debt opportunities. The actual instrument, eligibility and contractual terms depend on the transaction.
Can a company with existing borrowings apply?
Existing facilities can be reviewed as part of the overall debt, repayment, collateral and cash-flow assessment. Acceptance is transaction-specific.
Does the displayed tenor or moratorium apply automatically?
No. Tenure up to five years and moratorium up to two years are indicative offering features; actual terms are subject to approval.
CTA, SEO & FORM CONFIGURATION
Discuss a Private Credit or Venture Debt Requirement
Share your corporate profile, proposed funding amount and collateral details for a preliminary institutional funding review.
Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.