MCGS Machinery Funding
Collateral-Free Machinery & Equipment Financing for Eligible MSMEs
Explore eligible machinery and equipment finance under the applicable Mutual Credit Guarantee Scheme framework. Financing is assessed by participating lenders using equipment, business, cash-flow and scheme criteria.
Key Funding Features
- Indicative Scheme-Linked Funding: Up to ₹100 Crore
- Purpose: Qualifying Machinery / Equipment Investment
- Structure: Eligible Collateral-Free Scheme-Linked Route
- Coverage: Determined by Eligible Project Cost and Lender
- Tenure and Moratorium: As Sanctioned
Funding Purpose
What This Funding May Support
- New machinery and production-line investment
- Capacity enhancement and industrial equipment modernisation
- Eligible installation costs and applicable equipment-related expenditure
Preliminary Eligibility & Structure
Preliminary Eligibility & Assessment
- Qualifying MSME/business and investment purpose.
- Evidence of machinery/equipment purchase and planned utilisation.
- Financial and credit assessment by the lender; current guarantee-scheme terms must be checked.
- Do not treat solar or other expenditure as automatically covered without verifying scheme eligibility.
Documents to Keep Ready
Documents to Keep Ready
- Entity/promoter KYC and Udyam records
- Machine/equipment quotations, installation and eligible GST breakup
- Financial statements, ITR/GST, bank statements and existing-debt schedule
- Project cash flows, proposed contribution and business profile
Frequently Asked Questions
Is the ₹100 crore amount an automatic loan entitlement?
No. It is an indicative scheme-linked maximum; the eligible amount depends on participating-lender and scheme requirements.
Does MCGS replace CGTMSE?
No. They are distinct credit-guarantee frameworks and must be assessed separately.
Can captive solar be assessed?
Eligible captive-solar structures may be explored under the applicable scheme, subject to verification of equipment purpose and current criteria.
Conversion, SEO & Application
Discuss Your MCGS Machinery Funding Requirement
Share your business or project details to start a preliminary funding assessment with Capital Yono.
Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.