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Lease Rental Discounting (LRD)

Finance Against Eligible Commercial Rental Cash Flows

Explore Lease Rental Discounting for eligible leased commercial or other income-generating property, using verifiable rental agreements, tenant quality, property valuation and assignment/security arrangements.

Modern commercial office property leased to established businesses.

Key Funding Features

  • Indicative Funding: Up to ₹500 Crore
  • Indicative Tenure: Up to 15 Years
  • LTV: Up to 70% for the Referenced Offering
  • Underlying Repayment: Eligible Rental Cash Flows
  • Security: Property / Rental Rights as Approved

Funding Purpose

What This Funding May Support

  • Funding against established rental streams
  • Eligible acquisition or refinancing requirements
  • Business liquidity supported by acceptable tenancy and property

Preliminary Eligibility & Structure

Preliminary Eligibility & Assessment

  • Review executed lease, rent receipts, lock-in and rent escalation.
  • Assess tenant credit, vacancy risk and valuation.
  • Verify property title, legal use, existing charge and rental assignment.
  • Do not describe the LRD limit as available to a vacant or unlet asset without route-specific confirmation.

Documents to Keep Ready

Documents to Keep Ready

  • Property title, approvals and valuation
  • Executed lease and tenant profile
  • Rent receipts, bank statements and occupancy
  • Existing debt, security and property-related taxes

Frequently Asked Questions

What is LRD?

A financing structure assessed against eligible rental receivables and related property security.

Does every property qualify for 70% LTV?

No. Up to 70% is indicative for the referenced structure; final LTV is lender-specific.

Can an existing property loan be refinanced?

Eligible refinance may be assessed against tenancy, debt, title and cash flows.

Conversion, SEO & Application

Discuss Your Lease Rental Discounting (LRD) Requirement

Share your business or project details to start a preliminary funding assessment with Capital Yono.

Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.