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HAM Annuity Financing
Finance Against Eligible HAM Project Cash Flows
Explore transaction-specific financing for eligible Hybrid Annuity Model (HAM) road or infrastructure projects, using the underlying project agreement, approved annuity mechanics and assessed receivables.
Key Funding Features
- Underlying Asset: Eligible HAM Project
- Structure: Transaction-Specific Debt / Annuity-Linked Funding
- Funding Amount: Case-Specific
- Security and Tenure: Contract and Lender Specific
- Approval: Subject to Cash-Flow and Contract Review
Funding Purpose
What This Funding May Support
- Eligible project funding and refinancing assessment
- Annuity-linked capital requirements
- Approved EPC and O&M related requirements where separately financeable
Preliminary Eligibility & Structure
Preliminary Eligibility & Assessment
- Obtain executed concession agreement and project status.
- Review annuity payment schedule, rights, deductions and termination clauses.
- Assess project financing, escrow, assignments, obligations and relevant consents.
- Do not promise full annuity monetisation or a universal LTV.
Documents to Keep Ready
Documents to Keep Ready
- Concession agreement and annuity schedule
- Project completion/COD or construction-stage evidence
- Existing debt/escrow and security documents
- Financial model, receipts and contract-related approvals
Frequently Asked Questions
Is this suitable for any road contractor?
No. The underlying HAM contract and approved cash-flow rights must be reviewed.
Is funding based solely on gross annuities?
No. The financier assesses net eligible cash flows, commitments and contract terms.
Can it refinance an existing facility?
A refinance may be reviewed subject to the existing lender, cash flow and security arrangements.
Conversion, SEO & Application
Discuss Your HAM Annuity Financing Requirement
Share your business or project details to start a preliminary funding assessment with Capital Yono.
Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.