HOME / INTERNATIONAL CAPITAL — DEBT

External Commercial Borrowing (ECB)

Overseas Debt Funding for Eligible Indian Businesses

Explore External Commercial Borrowing opportunities for eligible Indian corporate and project requirements, subject to the proposed borrowing structure, lender eligibility and applicable cross-border regulatory and reporting requirements.

Global commercial skyline and international institutional finance office.

Key Funding Features

  • Indicative Portfolio Range: ₹100–₹5,000 Crore Equivalent
  • Structure: Overseas Debt
  • Indicative Tenure: Up to 10 Years for the Relevant Offering
  • Preliminary Portfolio Screen: Turnover ₹200 Crore or More; Five Years Vintage
  • Compliance: Applicable ECB Rules and Provider Conditions

Funding Purpose

What This Funding May Support

  • Eligible corporate capital expenditure and expansion
  • Permitted project and business uses
  • Appropriate refinancing or other uses only where regulations permit

Preliminary Eligibility & Structure

Preliminary Eligibility & Assessment

  • The portfolio screen is indicative, not an assurance of regulatory eligibility.
  • Assess borrower status, permitted lender, currency, end use, maturity and servicing capacity.
  • Check external borrowings, security, hedging and reporting with qualified professionals.
  • Do not use FDI equity terminology or publish numerical interest rates.

Documents to Keep Ready

Documents to Keep Ready

  • Entity KYC, incorporation and financial statements
  • Funding proposal, end use and projected cash flow
  • Existing debt and security details
  • Overseas lender/arranger and regulatory documentation when identified

Frequently Asked Questions

Is ECB an equity investment?

No. ECB is a cross-border borrowing structure, distinct from FDI equity.

Can any company borrow overseas?

No. Eligibility, permitted end use and related conditions require transaction-specific review.

Are foreign-currency risks relevant?

Currency and repayment exposure must be considered in structuring and assessment.

Conversion, SEO & Application

Discuss Your External Commercial Borrowing (ECB) Requirement

Share your business or project details to start a preliminary funding assessment with Capital Yono.

Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.