Corporate Loan Against Property
Business-Purpose Funding Against Eligible Immovable Property
Explore secured funding for eligible business requirements against acceptable residential, commercial or other eligible immovable property, subject to lender policy and valuation.
- Eligible Property-Backed Finance
- Business & Corporate Requirements
- Title, Valuation & Credit Review
- Institution-Specific Terms
Product Overview
Unlock Eligible Property-Backed Business Funding
Capital Yono assists eligible businesses and corporates in exploring Loan Against Property structures for approved business purposes. The proposal is assessed with reference to the property, borrower’s financial profile, repayment capacity and the lender’s applicable eligibility criteria.
Available funding is based on the property and borrower profile rather than a universal published limit. Any proposed facility remains subject to title verification, valuation, existing charges, legal due diligence and lender approval.
Key Features
- Business-Purpose Funding
- Secured Against Eligible Property
- Property Valuation & Title Review
- Case-Specific Facility Structure
Who May Apply?
- Clearly identified property ownership and location.
- Business use of funds and proposed financing amount.
- Financial and repayment information available for assessment.
- Disclosure of existing mortgages, liens or other property-related obligations.
Eligible operating businesses and corporates with a legitimate business funding requirement and property offered for lender evaluation may submit a preliminary enquiry.
Funding Purposes
Eligible operating, expansion, capital expenditure or other approved business requirements may be considered under the selected lender’s business-purpose property-backed product.
Preliminary Documents
- Borrower/entity KYC; property address and ownership details; title and available property documents; current valuation if available; existing mortgage/charge details; audited financial statements; banking and existing loan details; business purpose and proposed funding requirement; corporate approvals where applicable.
FAQs
Is a property required for this product?
Yes. The proposed structure is secured against eligible immovable property accepted by the funding institution.
Is there a fixed universal funding limit?
No universal amount has been approved for publication. The eligible amount depends on the selected lender, property valuation, borrower profile and transaction assessment.
Can an existing mortgaged property be considered?
It may be reviewed based on existing charges, residual property value, relevant permissions and the lender’s policy.
Is this the same as Lease Rental Discounting?
No. Lease Rental Discounting is a separate product linked to eligible rental cash flows and is listed under Developer & Real Estate Finance.
When will final funding terms be known?
The applicable terms are determined after preliminary screening, valuation, legal checks and lender appraisal.
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Discuss Property-Backed Corporate Finance
Share your business requirement and the basic details of the property proposed as security.
Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.