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Construction / Developer Finance

Structured Capital for Eligible Construction Projects

Explore construction project finance through suitable banks, NBFCs and AIFs for eligible developers and projects, based on approvals, development rights, promoter contribution, sales visibility and project cash flows.

Premium active multistorey residential construction site in Indian city.

Key Funding Features

  • Indicative Ticket: ₹5–₹500 Crore
  • Coverage: Lower of 50% of Total Project Cost, 60% of Construction Cost or 2.5× Promoter Contribution
  • Tenure: 3–5 Years
  • Moratorium: Up to 2 Years
  • Disbursement: Progress-Based

Funding Purpose

What This Funding May Support

  • Eligible RERA-approved construction projects where applicable
  • Approved residential or commercial development
  • Project execution and eligible construction expenditure

Preliminary Eligibility & Structure

Preliminary Eligibility & Assessment

  • Validate RERA status where applicable, sanctioned plans and development rights.
  • Assess budget, source/use, promoter contribution and existing encumbrances.
  • Review project sales, receivables, cash-flow waterfalls and collateral.
  • Disbursement and security documentation are institution-specific.

Documents to Keep Ready

Documents to Keep Ready

  • Developer KYC, entity and project approvals
  • RERA, sanctioned drawings and DA/PA where applicable
  • Detailed project cost, budget, cash flow and project progress
  • Title, valuation, sales/inventory and existing borrowing records

Frequently Asked Questions

How is construction finance assessed?

For the relevant offering, indicative funding is calculated using the lower of the three disclosed cost/contribution measures.

Does RERA approval matter?

It is required for applicable projects and must be verified with other permissions.

Is funding released in one instalment?

The referenced structure is progress-based; the lender sets milestones and disbursement conditions.

Conversion, SEO & Application

Discuss Your Construction / Developer Finance Requirement

Share your business or project details to start a preliminary funding assessment with Capital Yono.

Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.