Funding Amount
Determined from the approved expansion cost, means of finance and repayment capacity.
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Business Expansion Finance
Finance for Capacity Enhancement and Business Growth
Explore financing opportunities for eligible established businesses planning production capacity enhancement, an additional operating facility, modernisation or other approved expansion expenditure.
- Capacity Expansion
- Plant, Machinery & Infrastructure
- Existing Operations & Projected Cash Flows
- Appropriate Term / Structured Finance
Product Overview
Funding for the Next Stage of Business Operations
Capital Yono assists eligible operating businesses in evaluating expansion capital requirements and pursuing suitable financing structures through banks, NBFCs and other relevant funding providers. Proposals may involve additional production lines, new capacity, plant upgrades, infrastructure improvements or eligible expansion-related capital expenditure.
The assessment considers historical operations, business cash flows, existing debt, expansion cost, projected performance, promoter contribution and appropriate security arrangements.
What May Be Financed?
- Expansion of an existing factory or operating unit.
- Additional plant, machinery and industrial equipment.
- Eligible civil, utility and installation expenditure associated with expansion.
- Modernisation, upgrade or replacement where permitted under the financing product.
Key Funding Considerations
Facility Structure
Term Loan or another eligible funding structure suited to the proposed expenditure.
Cash Flow Assessment
Existing operating performance and projected expansion-related earnings may be considered.
Security & Repayment
Subject to the selected institution’s facility, credit and collateral assessment.
Preliminary Eligibility
- Existing business operations and identifiable proposed expansion.
- Financial statements, banking and current borrowing profile available for review.
- Expansion cost, implementation schedule and means of finance.
- Supportable repayment projections and proposed security, as applicable.
- Relevant project approvals and vendor quotations, where necessary.
Preliminary Documents
- Entity and promoter KYC; business/company profile; audited financial statements and provisional financials where applicable; existing loan and banking statements; proposed expansion plan/DPR; cost estimates and quotations; projected financials or CMA; site/premises documents and applicable approvals; proposed collateral details if relevant.
FAQs
Can an existing manufacturer apply for an additional production line?
Yes. Eligible capacity enhancement may be considered based on operating performance, project cost, cash flows, equipment and lender requirements.
Can the proposal include both civil work and machinery?
Eligible components may be considered under an appropriate expansion facility, subject to the financing institution’s assessment and supporting documentation.
Will projected additional sales be considered?
Project-related projections may form part of the appraisal, alongside historical financial performance and existing obligations.
Can we request an enhancement of existing bank limits?
An existing facility enhancement may be reviewed where the proposed lender permits it. Working capital enhancement is separately covered under Working Capital & Supply Chain Finance.
Is a particular funding percentage guaranteed?
No. The approved share of expansion cost depends on eligible components, promoter contribution, collateral and the institution’s appraisal.
CTA, SEO & FORM CONFIGURATION
Plan Financing for Your Business Expansion
Share the proposed expansion, project cost, existing operations and requested facility.
Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.