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Working Capital for Builders

Revolving Capital for Eligible Construction Developers

Explore working capital facilities for eligible builders and construction developers with ongoing projects and demonstrable operating needs.

Construction company finance team reviewing real estate development plans.

Key Funding Features

  • Indicative Limit: Up to ₹10 Crore
  • Tenure: One Year, Renewable Annually
  • Security: 100% Collateral for the Referenced Offering
  • Purpose: Developer Business Working Capital
  • Appraisal: Banking, Project and Security Review

Funding Purpose

What This Funding May Support

  • Construction procurement and operating cycle
  • Ongoing eligible project working capital
  • Approved business liquidity requirements

Preliminary Eligibility & Structure

Preliminary Eligibility & Assessment

  • Review developer constitution and ongoing project status.
  • Assess banking, operating cash flows, available collateral and existing limits.
  • Valuation, legal due diligence and lender coverage apply.
  • Do not extend 100% collateral rule to unrelated real estate products.

Documents to Keep Ready

Documents to Keep Ready

  • Developer KYC and financial statements
  • Current bank, GST and existing facility statements
  • Project status, collections and projected needs
  • Property/security title and valuation documents

Frequently Asked Questions

Is the limit automatically ₹10 crore?

No. It is the indicative upper limit in the supplied route.

Is collateral necessary?

The referenced builder-working-capital offering specifies 100% collateral; final security is documented by the lender.

Is it renewable?

The referenced facility uses a one-year term with annual renewal, subject to review.

Conversion, SEO & Application

Discuss Your Working Capital for Builders Requirement

Share your business or project details to start a preliminary funding assessment with Capital Yono.

Funding is subject to eligibility, appraisal, due diligence, approval and final terms from the relevant funding provider.